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⤑ Minimum Balance Rs.500/- to be maintained.

⤑ Interest at 4% P.A on daily balance will be credited Quarterly.

⤑ Any Branch Banking facility available

⤑ ECS direct debit and credit facility

⤑ CTS cheque facility available

⤑ Direct member of clearing house

⤑ Personalized cheque book facility is available across all the branches.


⤑ Convenient for Individual/Traders/Businessmen/Firms and Companies

⤑ Minimum Rs.1000/- Balance required to be maintained

⤑ ECS direct debit and credit facility

⤑ CTS cheque facility available

⤑ Direct member of clearing house

⤑ Cheques deposited for clearing before 12 Noon will be credited next day evening on full working day as per NPCI rules


⤑ Investor can deposit monthly a fixed amount in an account for a fixed period on monthly basis.

⤑ Interest will be credited quarterly rests.

⤑ Accounts can be opened by Individuals, firms, trusts, HUF etc

⤑ Loan facility available

⤑ Nomination facility available


⤑ Invest Rs. 1,380/- per month for 60 months
Maturity Amount Rs. 1,00,588/-
For Senior citizen Rs. 1,01,929/-

⤑ Invest Rs. 13,800/- per month for 60 months.
Maturity Amount Rs. 10,05,878/-
For Senior citizen Rs. 10,19,294/-

Terms & conditions:

⤑ Invest in multiples of Rs. 1400/-

⤑ Maturity amount are subject to TDS Deduction

⤑ Loan facility can be availed as per the existing scheme

⤑ Other conditions are as per the existing recurring deposit scheme


⤑ Money will be doubled in 111 months.

⤑ No additional interest rate for senior citizens.

⤑ Minimum deposit Rs. 5000/- and in multiples of Rs. 1000/- thereon.

⤑ In the event of pre-closure applicable card rate minus 1% penalty will be levied.

⤑ Loan facility available – 80% on the face value or 75% on the accrued value.

⤑ Rate of Interest on loans will be 2% extra than provided on the Certificate.

Deposit Interest Rates (w.e.f 15.04.2024)

FIX Deposit Interest Rates (Simple Interest)
For 15 days to 90 days 3.50%
For 91 days to 180 days 4%
For 181 days to 364 days 5%
For 1 year to 2 years 7%
above 2 years to 3 years 6.5%
above 3 years to 5 years 6.00%

For Senior citizens 0.5% p.a. additional interest

Fixed Deposit for 400 days @ 7.50%

Extra interest of 0.5% available on single deposit of Rs 50,00,000/- & above